#2 might be a bit of a shock…

According to GOBankingRates survey, healthcare is one of the biggest challenges people face after retirement. Throughout their retirement, an average couple needs an estimated $280,000 after taxes just to cover their healthcare spendings, according to the Fidelity Health Care Cost Estimate.

If you want good healthcare, you have to spend money at least where a doctor is involved. Healthcare costs vary from region to region. This means that where you are spending your post-retirement years can have a big impact on how much you spend on your healthcare insurance.

While there is no way to avoid medical expenses — at least not one that doesn’t involve ignoring your doctors — the variation in healthcare market costs from region to region do mean that where you’re spending your golden years can play a major role in what you can expect to spend.

#5: Buffalo, NY

Annual Healthcare Spending Per Capita: $4,095

Annual Out-of-Pocket Spending Per Capita: $741

Income of Age 65+ Households: $31,909

Although it’s still higher than some but still lower than others, the residents of Buggalo averagely spend around 12.8 percent of their income on healthcare services. It should also be noted that healthcare costs and income are both low in this city.

#4: Spokane, WA

Annual Healthcare Spending Per Capita: $4,591

Annual Out-of-Pocket Spending Per Capita: $697

Income of Age 65+ Households: $43,831

The lowest amount of out-of-pocket expenses are witnessed in Spokane, WA, where the out-of-pocket expenses are comparatively less and easily affordable. Only 1.6 percent of average income and 15.2 percent of total healthcare spendings are out-of-pocket expenses per year.

#3: Rochester, NY

Annual Healthcare Spending Per Capita: $4,192

Annual Out-of-Pocket Spending Per Capita: $707

Income of Age 65+ Households: $27,998

An average earning of a retiree household residing in Rochester is around $28,000 a year, not so much but what makes Rochester worth mentioning is it’s healthcare costs, which are around $1,000, Below the national average of $5,141 so it should be taken into account that on average about 15 percent of annual income will be spent on healthcare which makes it the highest in this study.

#2: Washington, DC

Annual Healthcare Spending Per Capita: $4,663

Annual Out-of-Pocket Spending Per Capita: $662

Income of Age 65+ Households: $59,086

The capital city of the united states is the place where the smallest part on an average 65-year-old or older household is spent on healthcare. Even though the total sum spent is not overly low that doesn’t matter as long as it’s only 7.9 percent of the total income per year.

#1: Tucson, AZ

Annual Healthcare Spending Per Capita: $3,674

Annual Out-of-Pocket Spending Per Capita: $648

Income of Age 65+ Households: $39,448

Point taken that the income in Tuscon is comparatively lower than others but so are the expenses on healthcare per capita. A 65 year-old household only has to spend around $3,674 per capita out of $39,448 that they earn annually.